Coverage
Protection for your home and property.
Saucon Insurance Company writes homeowners and dwelling property coverage across the Lehigh Valley. Below is what each policy is built to do — your agent will tailor the limits to your property.
Homeowners
A homeowners policy is a package — it protects both your property and your liability in one place. It covers the structure of your home and other structures, your personal possessions (even luggage stolen from a hotel while you travel), the additional cost of living elsewhere if your home becomes uninhabitable after a covered loss like a fire, and personal liability. Many homeowners policies include coverages people never realize they have; ask your agent to walk you through yours.
- Dwelling & other structures
- Personal property, at home and away
- Additional living expenses after a covered loss
- Personal liability protection
Dwelling
Dwelling insurance offers focused property protection at a much lower price than a full homeowners policy — ideal for investment, rental, vacation, or seasonally occupied properties. It protects the dwelling and other structures against fire and other named perils, covers landlord-owned property that tenants use such as furniture and appliances, and can replace lost rental income while the property is repaired after a covered loss.
- Dwelling & other structures (named perils)
- Landlord-owned contents
- Loss of rental income
- Note: dwelling policies generally do not include liability coverage
Perpetual Insurance
Perpetual insurance is a piece of Saucon history. Instead of paying a premium every year, a policyholder places a one-time deposit with the Company sized to the coverage required — and that deposit provides protection that never expires. It’s a model that reflects how long we intend to be here. Saucon Insurance Company is not currently writing new perpetual policies.
Ready to get covered?
Our local agents will match the right policy to your property and answer every question.